What do you need more of? If someone asked you that question, what would be your response? The list could be endless. I would like to narrow the list and identify that time and money would be in the top twenty. These items appear to be the top priorities on the minds of many. People with money, need more time. […]
Time is an important commodity. Older individuals realize much time has passed, silently desiring more time. While the younger generation believes they have all the time in the world. You cannot go back in time. You cannot make up for lost time. My advice is to make the present time count for something because the future is not guaranteed. Do […]
According to an article online, 40% of Americans do not have a budget. Some individuals may marvel at this percentage and wonder how in the world can people make it without a budget? While others may shrug and say, what is the point? I live from paycheck to paycheck, always trying to make ends meet. What is the point of […]
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